Lesley Denyes is the Program Manager and a Digital Financial Services (DFS) Specialist with IFC Advisory Services in Middle East & Africa.  She has worked in the sector for the last 19 years; specifically, in the areas of business modeling, financial analysis, strategic planning, product development and channel management for DFS across Asia & Africa. Lesley has launched digital banks across Asia and supported IFC’s clients in the Africa and Middle East region to launch new digital products and subsidiaries.  As a Program Director for Mercy Corps, in 2014, her program won the GSMA award for the ‘Best Use of Mobile in a Development Context’.   Lesley has worked with commercial banks, mobile network operators, payment service providers, research institutes, technology developers and NGOs to reach low income households through technology-led financial services.  Based in Johannesburg, South Africa, Lesley has a BSc in Quantitative Economics from Dalhousie University, Canada, and a MBA from Edinburgh Business School, UK.